personal experience with Payoneer over the course of one year and counting.
Payoneer is a global payment processor similar to PayPal which promises a safe and affordable
http://goo.gl/yOI6MN online payment solution for international freelancers, affiliate marketers, and others who make money online and need to get paid in their home country.The Payoneer prepaid MasterCard works like any other re-loadable MasterCard prepaid debit card that you can get at your local bank branch, though it isn't a typical local debit card account.
Here's a quick summary of how the card works.
A physical MasterCard prepaid debit card.
An online account linked to your MasterCard card which you can use to view your balance and transaction history, as well as manage your account and personal details.
How can you use it?
You can receive credit/debit card payments from anyone with Visa or MasterCard, from anywhere in the world. This service comes with a small processing fee per payment, and the maximum amount you can receive from a single credit card payment is $1000.
You can receive Direct Deposit payments from US-based companies such as Amazon and PayPal through Payoneer's US Payment Service. The transaction fee for using the US Payment Service is 1% of the total amount transferred. You'll then get paid directly onto your card, rather than having to wait for an international check and paying exorbitant clearing fees on your earnings.
You can receive online payments in USD from Payoneer-approved partners (for example: Elance, Fiverr, MediaWhiz, Media Shakers, and dozens more). Receiving payments this way is free for most partners and takes two days to load, although you can also pay an extra $2.50 if you need the cash within 1-2 hours of requesting it.
You can pay for goods and services online as well as in brick-and-mortar stores. It has the convenience of a credit card for online payments, with the beauty of a prepaid debit card since you cannot spend more money than you have in your account - i.e. you can't get into debt! There is no extra charge added to your purchases when you use the Payoneer card directly at a point-of-sale machine.
You can withdraw cash in your local currency from any ATM with the MasterCard logo visible on it somewhere - there are more than 1 million of these ATMs worldwide. The fee for a standard ATM cash withdrawal is around $3. This fee might sting a bit, but it helps me keep disciplined with my spending habits so I don't mind it too much.
If you don't already have an account with one of Payoneer's partners, you will want to sign up for your Payoneer card directly from the Payoneer website. The yearly card fee is $29.95, which is deducted from your balance automatically so you don't have to worry about renewing it. There are no monthly maintenance fees when you sign up for your card via Payoneer's website.
My payoneer experience - One year and counting
Fast forward through a fruitful year of freelancing and some dabbling in affiliate marketing... Well, I'm still using my Payoneer card, and not a day goes by where I'm not thankful for the freedom it gives me to earn money no matter where I am. Although I mainly use it for receiving my freelance earnings on Elance and some affiliate commissions (e.g. Amazon, ClickBank, LinkShare), I have been thoroughly impressed by both Payoneer as a company and the Payoneer prepaid debit card itself.
Get $ 25 Free Plus a Free Payoneer Prepaid Master Card!
To approve the request for the card you have to list at this link http://goo.gl/yOI6MN
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